FIRE Progress Check | Dividends + USD Futures Passive Income
7 years of FIRE preparation. Calculating the FIRE gap with 5.63M KRW passive income vs 5.19M KRW expenses. Does financial surplus mean you’re ready to retire early?
FIRE
May Ledger Revealed: I Spent 8.97M KRW | How to Read Your Living Expenses
My May ledger revealed. The true identity of the 8.97M KRW figure — dissecting 4.51M in taxes and insurance, analyzing the 3-layer structure of spending.
How a Single Receipt Automatically Becomes a Ledger | Guide to Spending Tracker Automation
Realize the power of spending tracker automation. Learn how to build a system where card texts, email statements, and receipts are automatically saved to your ledger without willpower.
Why Receiving 4.5M KRW a Month in Dividends Still Makes FIRE Scary | Tracking Spending is the First Step
Why earning 4.5M KRW a month in dividends isn’t enough to make the FIRE decision. Without understanding your spending, you’ll still feel anxious even after hitting your goal.
Dividend Growth Analysis | Johnson & Johnson (JNJ) – Strong Cash Flow Beyond One-Time Costs
Analyzing JNJ, the Dividend King with 63 years of growth. Dividend yield 2.42%, fair value $200.4. Exploring growth potential in Oncology despite one-time noise.
Dividend Growth Analysis | Nexstar Media Group (NXST) — Strong Buy with 73% Margin?
NXST analysis: 3.77% yield, 27% 5-year dividend growth, and a significant 73% margin of safety. Discover why current one-time noise creates a ‘Strong Buy’ opportunity.
[Analysis] Merck (MRK): Keytruda’s Cash Flow Powers 21 Years of Dividend Growth
Merck (MRK) deep dive: 3.08% forward yield, 21-year dividend growth streak, fair value $141.8 vs. current $111.8. A Strong Buy with a 26% margin of safety. Plan B analysis.
Dividend Growth Stock Analysis | Verizon (VZ) — 24 Years of Consecutive Dividend Growth, Is Now the Time to Buy?
Verizon has maintained 24 consecutive years of dividend growth. With a forward yield of 6.08%, 5-year DGR of 1.95%, and a fair value of $69.62 based on a low P/E of 11.47x — the current price of $46.55 offers over 49% margin of safety, making it a strong buy for FIRE investors.
How I Define FIRE — Only the Prepared Can Choose
How I Define FIRE When I first encountered the word FIRE, I got stuck on two words. “Early retirement.” Retirement. The word felt foreign. The image of quitting my job and doing absolutely nothing came to mind. Is dreaming of retiring in your early 40s even realistic? And is that what I really want? For … Read more